Uninsured Driver Car Accidents

Answer:

There are a few situations in Oklahoma that cause a person who’s been injured in a wreck some real problems. One of these areas is when there is no insurance by the person who caused the wreck. Oklahoma is one of the nation-leaders in uninsured or underinsured motorists; that’s not a good thing for people who need help. If a person is involved in a wreck with someone who has no insurance, they have a couple of options. They can make claims against their health insurance if they have health insurance. They can make a claim against their medical payments that they have. If they don’t have any of those, then there’s going to be a problem.Oftentimes, we can find a way to get you medical treatment and have these expenses paid for.I would suggest that you evaluate your own personal car insurance, so when you’re involved in a car wreck, you’ll be covered if an uninsured or underinsured motorist hits you. If a person who hits you has the minimum insurance of $25,000 but your medical bills are $100,000, you have a problem because they’re only going to have to pay $25,000. That’s why you need uninsured or underinsured motorist coverage. In Oklahoma, we can purchase this, and the coverage is not that expensive. I recommend that everyone has uninsured or underinsured motorist coverage.